AEonFunding.com

Wholesale Commercial Lending

We provider wholesale commercial loans to the commercial mortgage broker community. 

Our process is and we offer commercial loans from $1 to $15 million on many commercial property types including  retail, office, light industrial, owner occupied, investor, and many more.

We do not offer loans on single family homes, raw land, construction loans on investment properties or on subdivisions.

Here is why you should work with us on your commercial loans:

Speed—You can expect a term sheet in 24 hours and a loan commitment within one week of submission of a complete loan package.

Flexible Third Party Guidelines—In most cases we will accept recommendations from you on an appraiser you want us to use. We may use them if they meet our guidelines.

Zero Point Loans—Offer your customer great rates and terms while charging no points (you can charge up to 2 points in addition to the YSP)

Pricing—We offer some of the most aggressive wholesale rates in the industry.

We offer first and second trust commercial loans from $250,000 to $15,000,000. We are the highest Yield Spread Premium paying A&B paper commercial mortgage lender in the country.

Commercial loan products:

  • Full Document Commercial Loans - 85% is the maximum we will lend; this is made up of a 75% first trust commercial loan and up to a 10% second trust commercial loan. Our minimum credit score is 600 however we do not allow any prior history of BK on our Full Document commercial loan product. Loan amounts from $1 to $15,000,000
  • Stated Income Commercial Loans – 60% is the maximum we will lend; we do not offer second trusts on this product. Our minimum credit score is 680 and no BK in the past 7 years is allowed. Loan amounts from $750,000 to $2,000,000
  • SBA 504 Commercial Loans – 90% is the maximum combined loan to value between our commercial loan and the SBA debenture. No minimum set credit score. Loan amounts from $500,000 to $7,500,000.
  • B&I Commercial Loans – 90% is the maximum we will lend. No minimum set credit score. Loan amounts from $1mm to $15,000,000.
  • Non Profit Loans – 80% first trust commercial loans and up to 100% CLTV with a second trust.

For Broker Approval Application complete form below.  Please coment "broker approval".